New Hampshire Paycheck Calculator
New Hampshire has never taxed a paycheck, and since 2025 it taxes no personal income at all — the Interest and Dividends Tax, the last piece, is repealed. Add no general sales tax and you have the rare state that takes nothing from your pay and nothing at the register. This calculator itemizes the federal lines that do apply.
On this page
The last asterisk came off in 2025
For a century the honest description of New Hampshire was "no tax on wages, but" — the Interest and Dividends Tax, from 1923, took a share of investment income. It was phased down and repealed for taxable periods beginning after December 31, 2024. As of 2025 the description needs no qualifier: New Hampshire taxes no personal income, earned or unearned, and no New Hampshire city or town taxes wages either.
Worked examples
| Annual salary | NH income tax | Federal income tax | Social Security & Medicare | Take-home per biweekly check | Annual take-home |
|---|---|---|---|---|---|
| $50,000 | $0 | $3,820 | $3,825 | $1,629.04 | $42,355 |
| $75,000 | $0 | $7,670 | $5,738 | $2,368.94 | $61,593 |
| $100,000 | $0 | $13,170 | $7,650 | $3,045.38 | $79,180 |
Single filer, paid biweekly, no pre-tax deductions or dependents entered. Generated by the same calculation engine as the calculator above.
Where the money comes from instead
Property taxes, mostly — New Hampshire's effective rates are among the highest in the country, and the annual bill on a median home can exceed what a middle income would pay in state income tax elsewhere. Businesses pay the Business Profits and Business Enterprise taxes. Whether the trade favors you depends on whether you rent or own, and how your income compares to your housing: high earners in modest homes do very well here; modest earners in expensive homes may not.
The Massachusetts question
Tens of thousands of New Hampshire residents commute south, and the rule surprises people: Massachusetts taxes income earned in Massachusetts, residency notwithstanding. Live in Nashua, work in Boston, and your wages carry Massachusetts withholding at its 5% rate. Fully remote work performed in New Hampshire for a Massachusetts employer is generally not Massachusetts-source income — but hybrid schedules get apportioned, so the stub of a border commuter is rarely as clean as this page's.
Official sources
Every figure in this calculator traces to one of these publications; nothing is estimated from third-party summaries.
- NH Department of Revenue Administration — Interest and Dividends Tax — the repeal for taxable periods beginning after December 31, 2024.
- NH Department of Revenue Administration — sales tax FAQ — the confirmation that New Hampshire levies no general sales tax either.
- IRS Rev. Proc. 2025-32 — the 2026 federal brackets and standard deduction behind the federal line.
- SSA contribution and benefit base — the 2026 Social Security wage base used for the 6.2% line.
Last reviewed: August 1, 2026.
Frequently asked questions
I live in New Hampshire but work in Massachusetts. Is my paycheck really tax-free?
No — Massachusetts taxes wages earned within Massachusetts regardless of where you live, so your employer withholds Massachusetts tax at 5%. Days worked physically in New Hampshire are generally not Massachusetts-source income; hybrid commuters apportion by workdays. New Hampshire itself adds nothing either way.
Is investment income still taxed?
Not by New Hampshire. The Interest and Dividends Tax ended for taxable periods beginning after December 31, 2024, so dividends and interest are now as untaxed as wages. Federal tax on investment income applies as everywhere.
How does New Hampshire afford no income tax and no sales tax?
Property taxes carry most of it — the effective rates are among the highest in the country — with business taxes, meals and rooms taxes, and liquor sales through the state-run stores making up much of the rest. The state takes its share; it just does not take it from paychecks or purchases.
Does anything come out of my check besides federal taxes?
Nothing state-mandated. New Hampshire has no employee-paid state insurance programs — no SDI, no paid leave premium. Its voluntary paid family leave program is employer-opt-in, so a deduction appears only if your employer enrolled and you participate. The state lines on a New Hampshire stub are otherwise empty.
Related calculators
This calculator is provided for general educational and estimation purposes only. It does not constitute tax, legal, accounting, or financial advice. This is an estimated take-home pay calculation: your employer's actual withholding may differ based on your federal and state withholding forms, payroll timing, local taxes, benefits and employer payroll settings. Review official IRS and state guidance or consult a qualified tax professional before making decisions.